One of the most difficult things whether you are studying at university, taking an evening class or doing distance learning from home, is coping with your finances. the cost of tuition fees on top of the fact that you are not able to work as many hours contributes to making life a little tougher financially for most students. Unless you have a lot of savings in the bank, it is good to know a few money saving tricks which cab help you through this period of your life, and beyond. This advice is not only useful for students, but also anyone who want to try and keep a closer eye on what they are spending each month.
Don’t Be Afraid To Switch
Often when we have been with a company for a few years, the thought of switching to a new one seems a hassle, even if it may save us quite a lot of money. This is true for banks, energy providers, mobile phone networks, broadband providers, TV subscriptions and many more things. It really pays to shop around and make sure that you are always getting the best deals. If you do manage to find a cheaper company offering the same services, don’t be afraid to call the old one and tell them about it. Many times they will offer to match the new offer that you have found in order to keep your custom. There are many websites that allow you to compare services for just about anything, so spend an hour or so having a look at one.
Group Buying Sites
Group buying site such as Groupon sprung up a few years back, and they can be a great way to get discounts on anything from spa treatments and meals out, to gig tickets and beauty products. The way that they work is that every day they have a new offer for something in your area and the retailer dramatically cuts their price hoping that lots of people will buy it. If you sign up for one of these sites you will get daily alerts telling you about what is on offer, and every now and again you will hopefully find something that catches your eye.
Discount Voucher Sites
Online voucher sites are another thing which became very popular a few years ago, and that shows no sign of changing. Unlike group buying sites, you do not have to sign up, and you can simply browse the collection of codes until you find one for a store that you want to buy something from. The ones with the most codes these days seem to be Fliggo.com, Deals Land and 360 Coupons.
Collect Loyalty Points
Which ever supermarket you shop at, the will most likely have a loyalty card scheme. If you are not collecting the point each time you shop there, you are just throwing money away. Signing up for a car takes a matter of minutes and you can keep track of everything that you are saving online. Tesco, Asda and Sainsburys all have very popular loyalty schemes, so there is no excuse not to start collecting points. You can redeem the points you save to get money off your shopping, free gifts and sometimes petrol.